Money Girl's Quick And Dirty Tips For A Richer Life

Not sure if you should use a 401(k) or an IRA? Money Girl tells you how to prioritize retirement accounts and what pitfalls to avoid when you contribute to multiple types in the same year. Read the transcript at https://quickanddirtytips.com/money-finance/retirement/401k-vs-ira-retirement-accounts Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams

Thinking about tapping your retirement account? Money Girl covers everything you need to know 401(k) loans, including how they work, potential problems to avoid, and 10 pros and cons to consider before taking one. Read the transcript at https://quickanddirtytips.com/money-finance/retirement/401k-loans-pros-cons Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams

No matter why you can't count on a regular paycheck, it's possible to create a money system that works. Money Girl has 6 strategies to keep you on track. Read the transcript at https://quickanddirtytips.com/money-finance/saving-spending/budget-irregular-income Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams

If your personal data was stolen in the 2017 Equifax data breach, you're entitled to make a settlement claim. Money Girl explains what happened, who's eligible for an Equifax payout, and how to file your claim before the deadline. Read the transcript at https://quickanddirtytips.com/money-finance/credit/equifax-settlement Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams

Fraudsters seem to get more creative in their attempts to trick you into giving up your personal information so they can wreak havoc on your financial life. Money Girl reviews the primary ways criminals try to dupe you and how to stay safe. Read the transcript at https://quickanddirtytips.com/ Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams

Did your credit scores drop for no apparent reason? Use these wise tips to boost your scores quickly, so an unexpected credit score dip doesn’t hurt your finances. Read the transcript at https://quickanddirtytips.com/money-finance/credit/credit-score-dropped Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams

Ever wonder if using a balance transfer offer could improve your personal finances? Laura explains in plain English how a balance transfer credit card works, how it affects your credit, and when it makes sense to use one. You’ll learn smart tips to cut your interest expense, save money, and get out of debt faster. Read the transcript at https://quickanddirtytips.com/money-finance/credit/the-ultimate-guide-to-using-a-balance-transfer-credit-card Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams

Find out how to choose the best investments that create financial security without taking too much risk. Money Girl cuts through the confusion with six dos and don’ts that make it easy to invest successfully and with confidence.

Making sure you're up-to-speed on your parent's personal finances is more important than you might think. Money Girl and Cameron Huddleston talk about her new book and the right way to have essential conversations with your parents about their money. Read the transcript at https://quickanddirtytips.com/money-finance/aging-parents-money-talk Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams

Money Girl reviews what happens with common health-related benefits once you’re no longer employed. Read the transcript at https://quickanddirtytips.com/money-finance/health-benefits-between-jobs Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams

A Roth IRA is one of the most flexible types of retirement accounts ... if you understand the rules. Here's what seniors and the parents of minors need to know. Read the transcript at https://quickanddirtytips.com/money-finance/minors-seniors-roth-ira Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams

Building and maintaining great credit is a cornerstone of a successful financial life. Money Girl and Rod Griffin from Experian discuss how you can manage credit wisely and raise scores instantly for free! Read the transcript at https://quickanddirtytips.com/money-finance/credit/raise-fico-score Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams

It may be easier to get rid of your student loans than you ever thought possible! Money Girl answers a listener question and reviews seven facts you should know about wiping out education debt with different types of loan forgiveness programs. Read the transcript at https://quickanddirtytips.com/money-finance/student-loan-forgiveness-programs Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams

Which type of retirement account is right for you? Money Girl answers a voicemail question about using a FICA Alternative Plan, choosing the right retirement plan, and reaching your financial goals. Plus, you'll get an explainer about all those payroll taxes deducted from your paychecks. Read the transcript at https://quickanddirtytips.com/money-finance/retirement/fica-alternative-plan Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams

There's no reason the end of college life has to mean the beginning of money stress. Here are six fundamental tips you can apply now to set yourself up for a lifetime of financial success.

You probably know that using a Roth IRA to save for retirement is a smart move that also cuts your taxes. But what you may not know is that unlike other types of retirement accounts, you can spend it before retirement. Laura explains the unique flexibility of a Roth IRA and covers 4 ways you’re allowed to make penalty-free withdrawals from a Roth IRA to spend anytime you like. Read the full transcript here: http://bit.ly/2pbbyEY Get the Money Girl book at http://MoneyGirlBook.com.

Money Girl and Chris Hill from The Motley Fool discuss common investing barriers and the best investment to own for long-term financial success.

We all have emotions and biases that strongly influence how we handle our finances. Money Girl interviews Sheri Fitts, an author with expertise in financial services, marketing, and psychology. Find out the driving forces behind behaviors that are critical for building wealth and achieving your dreams. Visit our sponsor Spafinder at www.spafinder.com and use the code MONEYGIRL to receive 12% off $75+ your gift card purchase. Read the transcript at https://www.quickanddirtytips.com/money-finance/retirement/behavioral-finance-tips-for-success-with-money-work-and-life Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams

Selling a home or investment property is a transaction that's loaded with tax consequences. Money Girl interviews Collier Swecker, a real estate professional who's also an attorney and tax law specialist, and breaks down what you need to know.

Before you leave home, don't forget about travel insurance. This often-overlooked coverage is a bargain for the big benefits you get. Find out the many protections you can choose, how it fills gaps in your medical coverage, the typical cost, and how to save money when shopping for a travel plan. Read the transcript at Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams